Commercial Visa® credit card

When you need a card as flexible as your company, you need a Commercial Visa® from United. Find a Commercial Loan Officer in your area and open one today.

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Commercial Credit Card

all the purchasing power

See how a Commercial Visa® from United is best for you.

Businesses and corporations have different needs than consumers. We understand which is why our Commercial Visa® credit card has a wealth of features designed for your brand of business.

With flexible credit limits, 2% cash back , and no yearly fees, you’ll have the capability to make all the purchases your business needs without the unnecessary add-ons towards your payment.

Commercial Visa®

  • 2% cash back
  • $5,000 - $100,000 card limit
  • good for all businesses and corporations large and small
  • consolidated statements and centralized billing
  • 6 levels of card management

fee freedom1

  • no account fee
  • no ACH payment fee
  • no balance transfer fee2
  • no convenience fee
  • no over the limit fee
  • no replacement fee
  • no retrieval request fee
  • no return payment fee
  • no statement fee

real benefits3

  • Visa® Secure
  • Visa® Purchase Alerts
  • Roadside Dispatch®
  • auto rental collision damage waiver
  • travel emergency assistance service
  • emergency card / cash disbursement
  • lost / stolen card reporting
  • 24/7 Cardholder Services
  • and more

flexible options

  • low minimum payments of 3% outstanding balance or $20, whichever is greater
  • use of nationwide ATMs
  • 25-day interest free grace period on your purchases
  • can be used worldwide wherever Visa is accepted
  • unlimited number of cardholders
  • flexible spending controls with defined limits for transaction amounts, merchant category codes (MCC) and spending frequency

 

APR=Annual Percentage Rate. Equal Opportunity Lender. Subject to Credit Approval.

[1] There is a penalty fee for late payments of $29 for the first occurrence and $40 for each subsequent occurrence and up to $35 penalty fee for returned payments. [2] You may transfer any amount, but the total amount of your balance transfer must be less than your available credit limit. Be sure you don’t transfer any disputed purchase or other charge amount because you may lose your dispute rights. You can’t transfer balances from other accounts issued by United Federal Credit Union. There is no grace period on balance transfers or cash advances; a finance charge (based on the account’s current Annual Percentage Rate) will be imposed from the date the transfer is posted to your credit card account. [3] Subject to program terms and conditions. See the applicable Benefit Guides for more information.

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